1. General Policy

Ayvik Global ("we," "our," or "us") maintains a strict no-refund policy for all goods and services provided. This policy applies to all transactions, whether conducted online, in-person, or through any other means of communication.

By engaging with our services or purchasing our products, you explicitly acknowledge and agree that no refunds will be provided under any circumstances, except as explicitly stated in this policy or as required by applicable law.

2. Scope of No-Refund Policy

This no-refund policy applies to, but is not limited to:

• All consulting and advisory services
• Software development and IT services
• Goods and Services
• Business strategy and management services
• Training and educational services
• Digital products and downloadable content
• Subscription-based services
• One-time service fees
• Any other goods or services provided by Ayvik Global

3. Payment Terms

All payments made to Ayvik Global are considered final and non-refundable. Payment terms include:

• Full payment is required before service delivery in most cases
• Partial payments or deposits are non-refundable
• Late payments may result in service suspension without refund
• All fees are quoted in Indian Rupees (INR) unless otherwise specified

4. Service Delivery and Acceptance

By accepting our services or products, you acknowledge that:

• You have reviewed and understood the scope of services
• You accept the deliverables as provided
• You waive any right to request refunds based on dissatisfaction
• You understand that service modifications may incur additional charges

5. Cancellation Policy

While we do not provide refunds, we may consider service cancellations under specific circumstances:

• Cancellations must be requested in writing
• No refunds will be provided for cancelled services
• Any work completed prior to cancellation remains billable
• Cancellation does not relieve you of payment obligations for work already performed

6. Force Majeure

In the event of force majeure circumstances (including but not limited to natural disasters, government actions, or other unforeseeable events), Ayvik Global reserves the right to:

• Suspend or modify services without refund
• Reschedule service delivery
• Provide alternative solutions as deemed appropriate

No refunds will be provided due to force majeure events.

7. Dispute Resolution

In the event of any disputes regarding our services or this refund policy:

• All disputes shall be resolved through mutual discussion first
• If resolution cannot be reached, disputes shall be subject to the jurisdiction of courts in Navi Mumbai, Maharashtra, India
• Indian law shall govern all disputes
• No refunds will be provided as part of dispute resolution unless required by law

8. Legal Compliance

This refund policy is designed to comply with applicable Indian laws and regulations, including:

• The Indian Contract Act, 1872
• The Consumer Protection Act, 2019
• Relevant provisions of the Information Technology Act, 2000
• Any other applicable commercial and consumer protection laws

9. Customer Responsibilities

As a customer, you acknowledge and agree to:

• Carefully review all service agreements before payment
• Provide accurate and complete information for service delivery
• Cooperate with our team during service provision
• Accept that no refunds will be provided under any circumstances
• Understand that dissatisfaction with services does not entitle you to refunds

10. Contact Information

For any questions regarding this refund policy, please contact us:

11. Policy Updates

Ayvik Global reserves the right to modify this refund policy at any time. Changes will be effective immediately upon posting on our website. Continued use of our services after policy changes constitutes acceptance of the updated terms.